Indiana GMC Car Dealers

Thanks Car_Man In NJ, it appears that dealer's are offering competitive financing from GM Financial (formerly AmeriCredit and now GM's new captive fin co) in a battle to compete with Ally (formerly GMAC)... In January, GM Financial's: -implied rate (was given money factor) was lower (3.14% vs 4.25%) -residual was higher (46% vs 43%) -cash back was lower ($500 vs $2,000) -bank acq fee waived for certain states ($0 vs $695) -deposit waived for certain states -gap waiver was not included on back of the lease contract (as was with Ally/GMAC in the past)..have to purchase separately ($6XX vs. $0) All in all it worked out to be about $15 less per month to lease with GM Financial....this is even after purchasing the gap waiver from dealer....my ins co (state farm) does not sell it unless financing thru it's captive bank I'm sure numbers may have changed now that February is here, but wanted to give folks some insight as to what to expect when working the the dealerships.....also Ally now has a pull-ahead program for current lessees GM Financial is such a new entity, that my insurance co didn't even have them in their system and was unaware of their existence....

Looks like I can get this vehical with 0% for 72 months. However what price should I be paying? as you can see in the details below they are asking $35,178. Any thoughts? Car Guy? Anyone? Price:$35,178 exterior: Silver drive wheels: 4WD engine: 4.8L 8 cyl transmission: 4 speed automatic with overdrive ------- SIERRA 1500 4WD CREW CAB W/T VORTEC 4.8L V8 SFI ENGINE 4-SPEED AUTOMATIC TRANSMISSION SILVER BIRCH METALLIC DARK TITANIUM MANUFACTURER'S SUGGESTED RETAIL PRICE $35,178.00 STANDARD VEHICLE PRICE $32,205.00 OPTIONS INSTALLED BY MANUFACTURER 7,000 LBS GVWR NO CHARGE REMOTE KEYLESS ENTRY $ 240.00 3.42 REAR AXLE RATIO NO CHARGE REAR WINDOW DEFOGGER $ 175.00 POWER WINDOWS AND MIRRORS (STD KEYLESS ENTRY DELETED) $ 593.00 H.D. TRAILERING EQUIP PKG INCL: LOCKING REAR DIFFERENTIAL HANDLING/TRAILERING SUSP PKG $ 770.00 SOLAR-RAY DEEP TINTED GLASS $ 200.00 TOTAL OPTIONS $1,978.00 TOTAL VEHICLE & OPTIONS $34,183.00 DESTINATION CHARGE $995.00 TOTAL VEHICLE PRICE*** $35,178.00 STANDARD EQUIPMENT ITEMS FEATURED BELOW ARE INCLUDED AT NO EXTRA CHARGE IN THE STANDARD VEHICLE PRICE SHOWN AT RIGHT ***MECHANICAL*** 5 YEAR/100,000 MILE POWERTRAIN LIMITED WARRANTY SEE DEALER FOR DETAILS VORTEC 4.8L V8 ENGINE 4-SPEED AUTO TRANSMISSION COIL-OVER-SHOCK FRONT SUSP MULTI-LEAF REAR SPRING SUSP Z83 SMOOTH RIDE SUSPENSION BOXED FRAME DESIGN W/ HYDROFORMED TECHNOLOGY 145-AMP ALTERNATOR PWR RACK AND PINION STEERING ***SAFETY & SECURITY*** 4-WHEEL ABS W/DYNAMIC REAR PROPORTIONING DUAL STAGE DR/RT FRT PASS AIR BAGS W/PASS SENSING SYSTEM REMOTE KEYLESS ENTRY DAYTIME RUNNING LAMPS AUTO HEADLAMPS W/FLASH-TO-PASS STABILITRAK-STABILITY CONTROL 1 YEAR ONSTAR SAFE & SOUND (ASK DEALER ABOUT TURN-BY-TURN NAVIGATION UPGRADE) TIRE PRESSURE MONITOR SYSTEM (DOES NOT APPLY TO SPARE TIRE) ***EXTERIOR*** CHROME REAR BUMPER 17" FULL-SIZE SPARE FRONT TOW HOOKS FOLDING OUTSIDE MIRRORS CARGO BOX ILLUMINATION SOLAR-RAY TINTED GLASS ***INTERIOR*** AIR CONDITIONING 40/20/40 FRT SPLIT BENCH SEATS 60/40 SPLIT REAR SEATING DUAL GLOVE BOX STORAGE AM/FM STEREO, CD PLAYER XM SATELLITE RADIO - SERVICE FEE EXTRA - 1ST 3 MONTHS INCL DRIVER INFORMATION CENTER INTERMITTENT WIPERS 4-GAUGE CLUSTER W/TACHOMETER DUAL 12-VOLT AUX PWR OUTLETS TILT STEERING WHEEL RUBBERIZED VINYL FLR COVERING ***OTHER*** BATTERY RUN-DOWN PROTECTION OIL-LIFE MONITOR SYSTEM

I'm planning on purchasing a Chicago-based Acadia this weekend. With it being end of month, and an large over supply of Acadia's in this market, I'm hearing (from a friend's father who owns a GMC dealership in downstate IN), that my final price before taxes should be "significantly" under Dealer/Factory Invoice, and could be $10K under MSRP. So for the $46,290 MSRP AWD SLT2 I test drove, I'm expecting to pay about $36,000. Does this sound about right? Any other rules of thumb that might help me take advantage of this unprecidented market opportunity?

Hi All - Can someone tell me if this is a good deal? Location - NC 2008 SLT-1 FWD TOTAL VEHICLE PRICE: 39805 (INCLUDES 735 DEST CHG) CARBON BLACK METALLIC / EBONY LEATHER INTERIOR CONVENIENCE PKG (REMOTE START/REAR PARKING ASSIST) DUAL SKYSCAPE SUNROOF CARGO AREA AUDIO CONTROLS POWER LIFTGATE 115V POWER OUTLET DVD IN BOTH HEADRESTS PURCHASE PRICE 34,867 before tax etc..

Hey just wondering where in NJ did you get offered this deal? we went to 2 dealerships yesterday in Union NJ & Summit NJ and we weren't impressed with them.. one laughed at us when we said we wanted the basic SLE model with just the entertainment package added on...he said he's never heard ANYONE want 'just the basic' model. so we're looking for dealer recommendations in North Jersey...we're in Maplewood but we're willing to drive to get a good deal. we want SLE basic with RES package for 36 months/12000miles, zero down bar incentives are we crazy thinking we can get this below $430?? also is it common for salesman to just NOT give u the residual or money factor..we kept getting 'its approx..etc etc'