Missouri Buick Car Dealers

Had a NJ GM dealer tell me that Ally Bank leases (36 mos/12k miles p.a.) are not attractive right now, and US Bank beats them in price all the time. US Bank supposedly has a money factor of .00045 while Ally is .0012 That's only 1.08% vs 2.9%. While its a big difference in percentage, at these interest rates it is still minimal. Also, US Bank had a 49% residual (36 mos) vs Ally at 48% (36 mos). So,again US Bank slighly better but not by much (1% on a $44k priced vehicle over 36 payments is only $12/mos). Cap Cost reductions: US Bank ($1600) and Ally ($2500). So how much cheaper is this US Bank lease really going to be vs. Ally?

flbeachgal, I have a similar deal allegedly on a car not at the dealer yet.....what dealership did you go to. I am also in south florida. thanks.

We went in today and made the down payment. We expect to take delivery some time this week as the car we want was not there yet. It was a 2011 Buick Enclave FWD Black W/ Nav, leather, 7 pass. I believe MSRP was about $44k. We negotiated a 36 month, 15k miles per year lease at $638 per month + 6.5% FL tax= $681. We are turning in a GMC Yukon Denali one month early to avoid the last month's payment of $935. The deal was 47% residual value, $1000 Conquest incentive for our 2006 Lexus, and I believe it may have included $1,500 cash incentive if the interest rate is 2.9%. We don't know the actual interest rate since they didn't run the Ally credit check while we were there. It's a done deal though since my father signed the papers agreeing to the monthly payment and they took the payment. I guess since it's a corporate lease they can do it and my father leased his GMC there last time.

Car_man,' Thanks for your help! I went to the dealer He has a CXL1 AWD (no dvd, no navigation). The MSRP is $42,805 (He wouldn't tell me the invoice price but told me not to worry,"he was fair"). He told me that 36 mos. 15K miles, zero down, would result in $699 per month (taxes included in this payment). BTW, he said I woud have to put down inception fees of $1456 which according to him were first month, $299 doc fee and registration fees -this doesn't work out unless registration is $450. Is this a good deal? What can I counter with? This seems a bit high if your other posters have gotten a CXL2 fully loaded for $740 per month inclus-ding taxes. Thanks.

Car Man, I'm wondering if you can help me out. I am considering leasing a 2010 Enclave and was given the following numbers by a suburban Chicago dealer for a CXL2 FWD, Carbon black w/ Nav + Sunroof. I was told the MSRP is $46,710, Invoice price is $44,846 with a sale price of $44,950 ($104 dealer profit with their $3200 rebate) I was quoted $843.94 (36 mos, 12k per year) $868.71 (36 mos, 15K) $807.36 (39 mos, 12k) and $830.25 (39 mos, 15k) These numbers seemed pretty high for me. Thoughts?