Pennsylvania Volvo Car Dealers

Yes I do own a volvo MSRP they said was 45,625 discounted it 2385 based on volvo onwership and ???? Sales Price 43,240

are you a current volvo owner? If so, you can get an extra $1000 from Volvo. The invoice price is $42,940 - and I wouldn't pay anything over $100 of invoice.

I wanted to get some feedback on if this is a good deal as I sense I need to keep working on this. T6 XC60 AWD Climate; Multi media pakcage and technology...metallic blakc. MSRP; 45,625 Sale price: 43,240 REsidual .54 Money factor .00127 This is in PA.....

I�ve targeted sale price $1000 under invoice, but all dealers insist that in PA invoice is $500 higher than Edmund�s invoice because they are charged �advertisement� fee� Anyways, several dealers sounded like they will sell for $500 under Edmunds invoice, but not lover than that. So I got the following deal at the closest dealership: Volvo XC60 T6 with sunroof and climate package: MSRP $40,250 Invoice $37,886 Sale price $37,386 Loyalty disc. -$1,000 Total price $36,386 + 6% PA tax Registration, plate, etc. $165. I've also traded in my 8-year old Pathfinder and got Edmunds� appraisal price somewhere between �outstanding� and �clean�.

I was attracted by some of the promotions posted by Edmunds for the Volvo S80: $3500 marketing support and $5000 alternative lease assistance cash. On top of that, if one works for an employer for which there is an A,Z or X plan, you also get almost the invoice price. The total saving is around $10,000 below MSRP. :) Sounds like a no-brainer to me! But be careful: something is too good to be true. Let�s take a hypothetical case posted in #223: Standard White/Black Leather MSRP $40,425 Assumed Cap Cost: 30,000, Money Factor: 0.00224. In the beginning, it sounds pretty good, but once I got the monthly payment estimate, it is close to $500 (including everything, tax rate of 9% for leasing) with about $1500 down. You can almost rent a BMW 5 series for this much. So what is wrong? To get the $5000 lease assistance cash, you have to go through a third party bank like US bank. The residual value for a 36 months (12K) lease is 40%, compared to 60% for BMW or Toyota (See post #228) . For such a lease, you are also paying the high acquisition cost ($900 compared to $500 for Toyota or $725 for BMW), and you have to pay 9% tax instead of 6% (because of leasing in PA) for both the depreciated values ($30k - $40k*40% = $14k) and interests. You can also do the math for a 5 years lease around 24% residual value. The question then is: can I pay cash and still get the $5000 rebate and I can save on the acquisition fee, tax rate (6% vs. 9%) and tax on the interests. Unfortunately, No! Someone may wonder that with such low residual value, you can just buy the car at the end of the lease, and you still pocket the $5000 rebate. Sounds right? But if you put the all the numbers together, the cost of buying it now (without the $5000 rebate) is very similar to that buying after leasing. It�s because you are paying more for the lease due to the following factors: inflated depreciation value, added cost due to fees, and higher tax rate (this is only true for states with higher tax rate for leasing). What a learning experience! Thanks Volvo!