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Hi denham.. Not likely to get a whole lot of tire advice here in the Lease Questions forum... Try the general XJ forum, here: http://townhall-talk.edmunds.com/direct/view/.eea605e/2792 I will say that the advice about T-rated tires is just wrong... Plus, I doubt there is a T-rated tire that meets the manufacturer specs for your car. regards, kyfdx
The tax on lease payments in PA is 3% higher, for 9% total. :(
You might be able to pull it off.. Indiana taxes the monthly payment, right? Assume that a vehicle is $50k on a purchase, but $45K for a lease.. If you buy it, you'll finance $53K ($50K + 6%tax) for 60 months @ 5% = $1000/mo. If you lease it, assume a CAP cost of $46K (to account for acq.fee), You'll probably have a payment around $930/mo., including tax (just estimating). After six months, you should have a buyout of around $42K (or less.. assuming some fees..). Adding tax, finance about $44,500 for 54 months.. for a payment of around $922/mo.. So, basically, you'll knock around $70-$75/mo. off the purchase cost over the five years.. You'll save the $5K incentive, but you'll be out the acquisition fee, and possibley some other transaction costs.. A net gain of around $4K. This is a general description... you'd have to do the actual numbers to get a more accurate calculation.. Possible issues: Third-party bank lease... Can you pay off after six months with no penalty? regards, kyfdx
I was going to suggest that you lease, then buy out the lease after about six months.. Then you'd only be out the acquisition fee, as an extra... But, then I noticed you were in Chicago... You'd have to pay the full sales tax twice, which would negate most, if not all, of your savings... Not that familiar with Jaguar leases, but Volvo has the same sort of programs.... Massive incentives if you lease through a 3rd party, but not if you purchase. It really makes no sense to me. regards, kyfdx Host-Prices Paid Forums
Wow! That is a pretty decent lease program for a Jag... Wonder how big of a discount you can get from MSRP?
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