Insurance is one of the most frustrating automotive expenses, simply because it involves many variables that are difficult to predictably manage. Your address, for example, can play a part in your rate, but moving to another neighborhood just to achieve lower insurance expense isn't practical for most people. Your accident history will also influence your insurance rate, as will your yearly mileage.
However, there is one factor in your overall insurance rate that you can readily manipulate: the make and model of the car you drive. Whether it's a Mazda or a Mercedes-Benz, the kind of car you drive can significantly impact your insurance rate, and as a result, it makes sense to keep this in mind if you're in the market for a new vehicle.
With these thoughts in mind, we've generated a list of the 10 sedans most likely to command the lowest insurance premiums based on five-year projections of the Edmunds.com True Cost to OwnSM (TCO) pricing system. Each model's ranking reflects that of the trim level with the lowest projected insurance expense.
